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Schedule a free consultation and find out how you can get living benefits!
Schedule a free consultation and find out how you can get living benefits!
Living Benefits are accelerated death benefit riders* that can be found in life insurance policies, allowing the insured to access the death benefit under certain life-altering circumstances. The most common triggers of living benefits are terminal illnesses, critical illnesses, and chronic illnesses.
Living Benefits are accelerated death benefit riders* that can be found in life insurance policies, allowing the insured to access the death benefit under certain life-altering circumstances. The most common triggers of living benefits are terminal illnesses, critical illnesses, and chronic illnesses.
This is life insurance for your life, not your death!
This is life insurance for your life, not your death!
*Accelerated death benefit riders and coverage vary by life insurance company. Check your life insurance policy for specific details on coverage.
Death benefit
Death benefit
The new type of life insurance with living benefits also has a death benefit. This death benefit is given to your beneficiaries TAX FREE after you pass away.
Are you and your loved ones protected?
Terminal Illness
Terminal Illness
One type of living benefit, or accelerated death benefit, applies to terminal illnesses.
If you are diagnosed with less than 12* months to live, you can access 90% (or more) of the death benefit BEFORE you pass away.
*less than 24 months in some states
Critical Illness
Critical Illness
Life insurance with living benefits (accelerated death benefit) include critical illnesses and injuries. Depending on your life expectancy as a result of the illness/injury, you could potentially access 25% - 75% of the death benefit while you are still alive.
Do you have the new kind of life insurance yet?
chronic illness
chronic illness
The new type of life insurance has LIVING BENEFITS that you can access while you are still alive! If you are diagnosed with a chronic illness and therefore cannot perform at least 2 out of the 6 activities of daily living*, you can potentially access up to 2% of your policy's death benefit PER MONTH.
*Activities of daily living include: bathing, feeding, clothing, transferring, toileting, and continence.
Schedule a free consultation and find out how you can get living benefits!
Schedule a free consultation and find out how you can get living benefits!
Insurance products and services offered by Simplify Enterprises, LLC. Investment Advisory services are offered through Aegis Wealth Management, Inc. (“Aegis”). Aegis is registered as an investment advisor with the SEC and only conducts business in states where it is properly registered or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the advisor has achieved a specific level of skill or ability. The firm is not engaged in the practice of law. Content should not be viewed as an offer to buy or sell any of the securities mentioned. Annuity and life insurance guarantees are subject to the claims-paying ability of the issuing insurance company. If you withdraw money from or surrender your contract within a certain time after investing, the insurance company may assess a surrender charge. Withdrawals may be subject to tax penalties and income taxes. Persons selling annuities and other insurance products receive compensation for these transactions. These commissions are separate and distinct from fees charged for advisory services. Insurance products also contain additional fees and expenses. Simplify Enterprises, LLC, and Aegis Wealth Management, LLC are not affiliated.
This website is for informational purposes only. All information, statements, and opinions contained on this website regarding the securities markets or other financial matters is obtained from sources which we believe to be reliable and accurate. However, we do not warrant or guarantee the timeliness, completeness, or accuracy of any information presented herein. Past performance is not indicative of future results. Investing in securities involves the risk of loss, including the risk of loss of principal, that clients should be prepared to bear. The information on this website is not intended as personalized investment, tax, or legal advice and we do not provide any tax or legal advice to clients. You should consult with your independent investment, legal and/or tax professionals with respect to your individual financial situation and investment needs before considering any investment or course of investments.
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